Money Saving Expert reveals benefits check-up calculator – are YOU missing out?



MONEY: You could be owed some extra cash – here’s what to do (Pic: GETTY STOCK IMAGE)

The Government estimates that 8 million householders are not claiming all the benefits they are entitled to, like tax credits, housing benefits and income support.

In order to get extra money, Brits will have to apply for specific benefits – which is why it’s easy for people to miss out on payments.

There are a number of free online calculators to use, like Turns2Us and StepChange, which helps you to work out what you’re eligible to claim.

Martin Lewis’ website Money Saving Expert recently updated their sums buster which includes the latest roll out of Universal Credit.

The free calculator works out any benefits you may be able to get, so you must provide details like your address, income and how many children you have.

And all it takes is 10 minutes to fill in all the information.

To speed up the process, make sure you have all the correct details in front of you, like your savings, income, pensions and existing benefits.

You should use the tool as an indicator of what benefits you can claim and what you’re entitled to depends on your circumstances.

For example, you will be eligible for more money if you have a disabled child or you’re a carer.

However, there are standard benefits that the calculator doesn’t take into consideration, like bereavement allowance, TV licence discounts and council tax.

What benefits are available?

It’s not just unemployed people who can claim from the welfare state.

Money Saving Expert

MONEY SAVING EXPERT: Martin Lewis’ website has a benefit check-up calculator (Pic: MONEY SAVING EXPERT)

the benefits that are available in sections:

Universal Credit

  • Working tax credit
  • Child tax credit
  • Housing benefit
  • Employment and support allowance
  • Jobseeker’s Allowance
  • Income support


  • Family benefits
  • Child benefits
  • Child tax benefits
  • Guardian’s allowance
  • Statutory maternity/paternity/adoption pay
  • Marriage allowance
  • Maternity grant
  • Widowed parent’s allowance


CASH: At least 8 million householders are not claiming benefits (Pic: GETTY STOCK IMAGE)

Able to work

  • Working tax credit
  • Contribution-based jobseeker’s allowance (JSA)

Low income

  • Income support
  • Income-based jobseeker’s allowance
  • Income-based employment and support allowance
  • Pension credit
  • Housing benefit
  • Council tax reduction
  • Free school meals, milk or uniforms and healthcare
  • Support for mortgage interest
  • Budgeting loans and advances
  • Funeral payment
  • Local council support schemes
  • Cold weather payments

Health and disabilities

  • Attendance allowance
  • Personal independence payment
  • Carer’s allowance
  • Contribution-based employment support allowance
  • Statutory sick pay
  • State pension
  • Bereavement allowance
  • Bereavement payment
  • Winter fuel payments


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