A total of 44 per cent said they checked their bank account once a week, with 13 per cent leaving it up to a fortnight.
But 10 per cent confessed they had not checked their bank account in the past six months, leaving themselves more likely to go overdrawn or not noticing fraudulent transactions.
The study by money saving app USE also found that millennials were most laid back when it came to checking their bank accounts, with one-third not checking their account in the past six months.
Those over the age of 55 were least likely to leave their bank account unchecked, with just one per cent not having checked it in the past six months.
The research also found that those living in Yorkshire were least likely to keep tabs on their spending, with one-in-five checking their bank accounts once in the past six months.
Fifteen per cent of those polled admitted running out of cash at the end of every month, forcing them to borrow cash or ask for a handout from friends or family.
Those aged between 25-34 were most likely to be broke before payday, with 23 per cent confessing they simply “ran out of cash”.